Free Tool

Mortgage Calculator

Estimate your payment, see your CMHC insurance, and get the full picture — before you apply.

Your Numbers
Purchase Price $650,000
$
$50K$2M
Down Payment $130,000 (20%)
$
0%25%+
⚡ Down payment under 20% — CMHC mortgage insurance applies. This is added to your mortgage balance.
Interest Rate 5.00%
%
0.5%12%
Amortization 25 years
yrs
5 yrs30 yrs

Payment Frequency
Your Payment
$—
semi-monthly
Mortgage Amount
Total Payments
Total Interest
Interest / Principal
CMHC Insurance
Down Payment %
Insurance Rate
Insurance Premium
Total Insured Mortgage
Principal vs Interest
Principal —% Interest —%
These are estimates only. Actual payments depend on your lender, qualification, and rate negotiated. CMHC premiums are approximate and subject to change. Book a call for real numbers.